Panther Pensions is a full service Pension Consulting firm specializing in the small Employer market (1 to 100 employees). Qualified Plan craftsmanship and personalized services have been provided since 1984.

State of the art computer systems are utilized for Qualified Plan Design, Implementation, Administration, and Technical Research.

All Qualified Plan Design alternatives are analyzed to determine the most appropriate Retirement Program for each client's individual objectives:

Defined Benefit
  • Traditional
  • Tiered Formula
  • Cash Balance
Defined Contribution
  • Profit Sharing
  • Cross Tested / New Comparability
  • 401(k)
  • Safe Harbor

Additional services include Plan Termination activities, prepartion and Government submission of Plan Documents, and Problem Resolution via the Internal Revenue Service Employee Plans Compliance Resolution System. Life Insurance and Disability Insurance risk management assessment is also available for Business Planning and Estate Planning purposes.


Randy Bernard, CPC / Proprietor
Certified Pension Consultant
American Society of Pension Professionals & Actuaries
Over 40 Years of Pension Industry Expertise